The exploit window has collapsed. Cyber cover has to keep pace.
87%
of one-day vulnerabilities an AI agent exploited autonomously — given the public CVE
Fang / Kang et al., 2024
~5 days
median time from disclosure to exploitation — trending toward zero
Mandiant M-Trends 2025
+263%
more CVEs than 2020 — about 130 new every day
CVE / NVD
3,332
record data breaches in 2025 — +79% in five years
ITRC 2025
Frontier and agentic AI now find flaws and write working exploits on their own — faster than enterprises can patch, and the curve gets steeper.
Mid-size businesses are the top target, carrying a $2.3M coverage gap and unverified controls.
70.5%
of data breaches target mid-size businesses, not large enterprises.
Source: Verizon DBIR 2024
1 in 5
SMBs face bankruptcy following a cyberattack.
Source: Verizon DBIR 2025
40%
of cyber-insurance claims are denied, and 82% of those trace to incomplete MFA deployment, not a technology failure.
Sources: Advisen Cyber Claims Report; Coalition (MFA linkage)
$3.31M
Avg. total cost of a breach (orgs under 500 employees)
158 days, average time to identify a breach
83 days, average time to contain a breach
Source: IBM Cost of a Data Breach Report 2025
Defenders take 241 days on average to detect and contain a breach. Attackers now need 29 minutes.
Cyber coverage starts with better evidence.
Sternwake packages exposure, controls and market context so carriers can underwrite the risk you actually present.
That gap is a controls-and-evidence gap, not a technology failure, exactly what Sternwake verifies, maps and packages into every submission, so coverage is priced on what is actually true and claims are far less likely to fail on a controls technicality.
